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Water Damage Insurance Claim and the Water Damage Restoration Process in Orlando, Florida

water leaking through a doorway, damaging the hall

If you have ever had to deal with water damage, you know that it can be a stressful time. The last thing you want is for your insurance company to try to get out of a fair claim payout. Fortunately for people living in Orlando and the surrounding areas, there’s help available from us at Link Public Adjusting Group. We are independent contractors who specialize in helping policyholders get paid what they are owed when dealing with insurance companies.

Water Damage in Orlando

Water damage is one of the most common problems that homeowners encounter. It can be caused by various factors, including plumbing problems and leaks in the plumbing or roof. In Orlando and elsewhere in Florida, much of the water damage we see occurs due to natural disasters such as hurricanes or floods. If you have had any type of water damage in your home, it’s important that you contact a professional right away.

Insurance Claim Services in Orlando

Most people don’t realize that there are many different types of water problems, and not all of them are covered by your insurance policy. Even slight differences in terminology can leave you without a valid claim.

For example, there are two types of water issues: external and internal. Internal water issues originate inside your home, such as when a pipe bursts, while external water issues originate outside your home, such as when it floods.

Insurance companies love to classify “internal” floods as “escapes of water.” Damage originating from an “escape of water” is usually covered by your homeowner’s insurance policy, while damage from a “flood” is usually not. You will normally need dedicated flood insurance.

These types of legal word mesh can leave you tired and frustrated.

Enlist the Services Of A Public Insurance Adjuster

If you have suffered destruction due to water in your home, it’s important to hire a public adjuster right away. Public adjusters are experts who can help you file an insurance claim for the damage that was done and make sure that you get every penny that is owed to you.

We at Link Public adjusting group are not affiliated with any one insurance company and work on behalf of the homeowner. They will negotiate directly with all applicable parties involved (the insurance company, contractor, supplier) on behalf of the homeowner so that everyone’s interests are represented fairly and honestly during negotiations.

Have The Damage Assessed By A Professional

Whether you’re filing a claim or just trying to figure out what’s going on with your insurance, it’s important to have the damage assessed by a professional. A professional will be able to determine what structural repairs may need to be made, as well as how much they’ll cost.

In order to find the best water damage professionals in Orlando, you’ll want to look for:

  • Experience—Make sure that any company you hire has experience dealing with floods and other water-related issues. You don’t want someone who is new at this and doesn’t know what he/she is doing messing up your home!
  • References—You should ask for references from previous clients who had similar problems as yours (i.e., if your house was flooded from an overflowing toilet). This shows that the company has worked with this kind of situation before and knows what they’re doing!

Get The Payout You Deserve

Insurance claim adjustments for storm, fire, water, and other disasters.

Inform Your Insurance Company ASAP About Local Water And Mold Damage

If you want to ensure that your claim for water damage insurance is approved, you need to make sure that your insurance company is notified of the problem as soon as possible. If you don’t, you could be denied coverage. The longer you wait, the more likely it is that your claim will be denied by your insurance company and not paid out at all.

If your home is damaged by flooding and/or water-related events such as a burst pipe or appliance failure, then it’s important to act fast and notify your insurer about what happened. By doing this early on in the process, there’s less chance of having any issues come up down the line when they are trying to evaluate whether or not they need to pay out money due to damages from these types of situations happening within their policy limits.

No Recovery, No Fee!

Helping Clients with their Losses, Even When They’re Unexpected

Get Estimates From Contractors and Restoration Companies

Before you hire a company, it’s important to get several estimates so you can compare the costs and services offered. Check that each company is licensed, insured, and bonded. Ask them for references, a guarantee or warranty on their work, as well as an estimate in writing so you’ll have all the details in one place.

The Process of Water Damage Restoration in Orlando

Several factors must be considered when it comes to water damage restoration in Orlando, Central Florida. The first step is to determine the type of water damage that has occurred and the extent of this damage. A public adjuster can help you with that. Even before your insurance company pays out, you can start getting in touch with water damage restoration service providers. Once the insurance pays out and everything is agreed, the first step they’ll usually take is to clean and disinfect the area. This is essential for preventing mold growth, which can be a serious health hazard. If mold has already begun to grow, you may need the help of a mold removal company. Once they have removed any standing water from your home or building and dried it out, they’ll usually clean up any debris that may have been left behind. This will prevent mold from growing in those areas as well. Next, you’ll want to insist (as part of the agreement) that they apply a mold-resistant paint or sealant to the affected area. This will help prevent new mold growth from occurring in the future. Finally, you or they should clean up any debris left behind by the water damage, water removal, or mold remediation.

Keep Receipts For All Things Destroyed in Orlando Water Issues

If you have any items that need to be replaced, save the receipts. You will need these for your insurance claim. If it is an electronic item and the store is out of stock of that model, you can ask for a replacement or a refund if they don’t have another one in stock at the time of purchase. If some items cannot be restored, save all mementos you can salvage from ruined items, such as pictures printed on paper, an engraving from a ring etc.

Insurance Companies Want To Pay As Little As Possible

If you are in need of water damage repair services, it is important to know that insurance adjusters will try to pay as little money as possible for your claim. In fact, they may not even give you enough money to cover all of the damages caused by the flooding. Their goal is to pay out as little as possible and make it seem like they’re doing you a favor by giving you anything at all! The best way to get them to pay what you deserve is to contact us. We will help and guide you every step of the way.

Link Public Adjusting Group Helps You Get The Payout You Deserve

We are a public adjusting company that helps homeowners and business owners throughout the Orlando area get the payout they deserve. Our experienced and trained staff will help you with all types of water damage claims, including:
  • Water Restoration and water extraction Claims
  • Flood Claims
  • Fire Damage restoration
  • Mold Remediation Claims
  • We are available 24/7 to assist you with your claim. You can call us any time day or night, 365 days per year at 866.522.1049. We provide emergency service because we value our clients.

Don’t Get Cheated

Insurance companies are notorious for trying to cheat you out of what you deserve. They will use every trick in the book to try and get out of paying for your damages, but having a public adjuster on your side can help make sure you get what’s rightfully yours. A public adjuster is an independent insurance agent who works for YOU and not the insurance company. They have experience negotiating with insurance companies, so they know what to do and say in order to get you the most money possible.

Conclusion

If you have experienced water damage in Orlando and need help with your insurance claim, we can help. Our team consists of public adjusters who will work with you through the entire process to make sure that you get everything that is owed to you. If you have any questions or need more information about our services, please contact us today for more information.

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