Floridians know that dangerous storms are often accompanied by powerful lightning strikes. These strikes can cause damage and lead to filing a lightning damage insurance claim.
Lightning damage causes harm to properties in more ways than one. A bolt of lightning entering and passing through a home or property will lead to severe damage including fires and charring, as well as structural damage to the roof, chimney, foundation, and windows.
Even a “near miss”, the result of lightning striking near a home or property without directly contacting the structure may impart structural problems like downed trees, power lines, or poles, as well as other large, falling objects.
Near misses can also create ground surges. These are spikes in electricity throughout an area that may impact a property’s wiring, appliances, and additional electronics that remain expensive to repair and replace.
Finally, lightning damage insurance claims may additionally include resulting property and structural damage as a result of trees that fall due to lightning storms.


Every home and commercial insurance policy is different. Each policy may cover varied damage resulting from lightning damage.
Our experienced insurance adjusters and consultants from Link Public Adjusting Group work hard to review client insurance policies. This attention helps us determine the precise coverage that appears in their agreements and formulate a claim that reflects this coverage. Contact us today to learn more!
Every home and commercial insurance policy is different. Each policy may cover varied damage resulting from lightning damage.
Our experienced insurance adjusters and consultants from Link Public Adjusting Group work hard to review client insurance policies. This attention helps us determine the precise coverage that appears in their agreements and formulate a claim that reflects this coverage. Contact us today to learn more!

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