A History of Insurance & Why You May Need a Professional Adjuster in Florida

A History of Insurance & Why You May Need a Professional Adjuster in Florida

If you’re thinking about insurance, chances are your head goes to modern car insurance, which protects drivers from auto accidents and the extreme expenses they create. But insurance dates back long before that. 

Of course, it was much simpler back then. Insurance is such a presence in our everyday lives that it’s hard to imagine living without it. These days, we have purchasable insurance for almost everything you see around you, from your cell phone to your home and in between.

That’s probably why you’ll need a professional claims adjuster at some point in your life. If you suffer a loss due to a storm, hurricane, water, fire, or mold damage, you will want an expert team willing to go the extra mile to fight for you. 

At Link Public Adjusting, Our claims adjusting group helps clients handle their losses, file claims, and navigate the insurance process as smoothly as possible.

The Beginnings

Of course, insurance can be traced back to Greek society, which developed many of the things we still use in our daily lives. However, insurance as we know it today truly began in England after the Great Fire of London in 1666. 

Several insurance companies were started after the tragedy in the early 1700s. Many were fraudulent, get-rich-quick schemes concerned mainly with selling their securities to the public. But it did have a glimpse of our modern-day insurance carriers. 

Benjamin Franklin created the first organized insurance company in the United States in 1752, the Philadelphia Contributorship.

Fast forward to 1910, and the insurance industry steadily enjoyed an 8% growth year over year, solidifying that insurance was here to stay. 

Modern Times

In today’s age, insurance is everywhere. Around the world, millions of people rely on insurance for anything from their houses to their businesses. So insurance is here to stay.

According to 2022 Zippie Statistics, with improved interest rates, and greater investment income, the U.S. Insurance industry has experienced healthy growth within the past few years. Further, this pattern may just continue going forward, according to our research:

  • In 2021, the U.S. Insurance industry’s net premiums written totaled $1.4 trillion.
  • There are 5,929 insurance companies across the United States.
  • The U.S. Insurance industry employs 2.86 million employees.
  • The U.S. Insurance industry contributes 3.1% of the country’s total GDP.

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Insurance claim adjustments for storm, fire, water, and other disasters.

The Process of a Claims Adjuster in Florida

Filing an insurance claim is seldom something we want to do; it usually means that something has been damaged in our residential or commercial properties. . However, a good insurance claims adjuster can help make the process as smooth as possible and get you back on your feet in no time. But what does an insurance claims adjuster do, exactly? 

Insurance adjusters are the first line of defense in ensuring you’re getting the coverage you deserve regarding your insurance.

Regardless of what type of insurance claims adjuster you are, you will be doing investigative work. Once an insurance claim is filed, a claims adjuster is called in to take over the process. They gather information and details to determine what happened in the incident and find a fair settlement price. 

When you need to file an insurance claim, it’s essential to work with experts to help you through the process. Highly trained residential and commercial adjusters can conduct a full inspection and evaluation of any damages, so you can be sure that your claim will be handled promptly.

What Kinds of Insurance Does Link Public Adjusting Help with?

At Link Public Adjusting Group, our skilled team of public adjusters has years of experience helping clients with their insurance claims. This gives us unique insight into the wide variety of property damages that can take place on a Florida residential or commercial property.

We deal with insurance claims in Florida such as:

  • Broken Pipes
  • Fire Damage
  • Hail Damage
  • Hurricane Damage
  • Lightning Damage
  • Roofing Issues
  • Tornado Damage
  • Water Damage

If you and your family are struggling with any of these problems, Link Public Adjusting is here to help!

No Recovery, No Fee!

Helping Clients with their Losses, Even When They’re Unexpected

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